What Is Guaranteed Universal Life Insurance (GUL)?

Guaranteed Universal Life insurance, also known as GUL, is a life insurance policy that combines the best qualities of both Whole and Term life insurance policies. Like Whole Life, this policy offers coverage for life. Similar to Term Life, this policy has lower premiums.

Unlike other insurance policies, however, GUL does not have an investment component, therefore is considered to be low risk.

guaranteed universal life insurance

How Does a Guaranteed Universal Life Insurance (GUL) Work?

GUL has become a popular option for economically-minded customers. Like Term Life, you can select the duration and benefit amount of your policy. With GUL, you get guaranteed insurance until a specific age rather than a set number of years.

What Are The Benefits of a GUL policy?

  • This plan offers more affordable premiums than Whole Life while also offering coverage for life.
  • Having a tax-deferred death benefit could make the death of a loved one less financially draining.

Are You Interested In Pursuing a Guaranteed Universal Life Policy?

If you’re interested in learning more about Guaranteed Universal Life (GUL), feel free to contact me. Our goal will be to achieve peace of mind while finding together with the ideal solution for your budget.

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As the Coronavirus (Covid-19) health situation continues to evolve, I would like to reassure you that I am here to help and you can contact me if you have any questions regarding your policy.

There have been temporary changes in the Life Insurance business. Right now in many cases you can submit non-med and online applications for your comfort and safety. As well as 60-day grace periods in case your finances have been impacted by the crisis and you wish to stop premium payments for a while.

Call me now, together we can discuss your needs and find a custom made solution today.
(714)729-3616 office or (305)450-8700 mobile.
 
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